I was busy. Really busy.
Clients were coming back. Tips were good.
I never hit the ATM.
My apartment was modest.
My car was eight years old and paid off.
I had a budget. On paper.
Still, the end of the month was always tight, no matter how well I did.
Why?
Salon work is emotional- full of highs and lows all day long.
We give a lot, and sometimes we want something in return: comfort, a treat, a little reward.
On my way home, I’d stop at a convenience store “for a soda” but came out loaded with treats.
I did this so automatically. Like in a trance.
Individually, the actions below aren’t dangerous, but stack a few together, and they can drain your wallet.
Ask yourself how many apply:
· Showing up only if you have an appointment
· Never sticking around for walk-ins
· Never networking and passing out your card (still works)
· Credit card spending is easy. Only charge what you can pay off. Interest is a killer.
· Morning coffee runs from $4 to 7 dollars a cup. (and a month’s worth?)
· Food delivery: pack last night’s leftovers. No one needs a heavy lunch between clients.
· Brand name clothes: You don’t need labels to be a winner. Black looks great on everyone.
· Happy hour sets you back a tank of gas.
Bottom line?
Be humble.
Live below your means.
You don’t have to suffer. Just stay smart.
You work hard for your money
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